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Obtaining “Pre-Approval” Before Looking

If you need to apply for a mortgage, it can be a confusing and stressful process. It’s easy to get excited about looking for a new house, but if you don’t know how much you can afford, you’re setting yourself up for a potentially huge disappointment. The first thing to do is to be “pre-approved” (not to be confused with “pre-qualified” which essentially is a bank saying they will look at an application for you, with no promises). Below is a mortgage rate comparison calculator to help give you an estimate of the monthly payments. This is for reference only and should NOT be considered a mortgage application.

If you’re not sure where to go, or if you have special circumstances, I know of some options you may like to consider. Feel free to contact me with any questions you might have.

 

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